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hi everyone
I just decided to get a bike.... i got it and all gear and its too hard for me to get insurance and register it.
i got a few quotes from like 20-30 companies i called ... all from 2500-3000.
My stats:
23 years old, female, with m1 from march 2012, g2 licence for about 2-3 years.
one speeding ticket. bike : 2008 honda cbr 125r.
If anyone knows what i should do please let me know.
i thought about --getting it register in quebec
--getting a theft and fire insurance and ride it carefully:-s
--getting g and m2 licence and wait for next season
Thank you
~=Big Daddy of the Dope Dragons MC=~
'05 Blue&Silver Hayabusa
i was thinking to get it.....but i asked td and other companies if it will change and they said no
You can't just insure it for fire and theft and expect to ride it, it doesn't work like that.
Go with the lowest quote you got and suck it up 'till next year.
Good luck.
Mina
that's surprising. i had always thought that having the safety course meant you got a bit of a discount. maybe it's the speeding ticket that's raised the price of insurance for you.
your age may be a factor as well. rates seem to go down once your 25.
see what vifferfun has to say about it.
~=Big Daddy of the Dope Dragons MC=~
'05 Blue&Silver Hayabusa
You mentioned in another thread that you were OK with paying 120/month.
If you were to go with 2500/year, that would be 208/month.
I know there's a quite difference between the too, but is it big enough to stop you from riding?
BTW... the quotes you got, were they for full coverage or liability only?
Last edited by 2live&ride; 04-05-2012 at 12:36 AM.
Mina
if you're not going to ride your bike for a year, make sure it's stored properly or it may not be operable in 2013
~=Big Daddy of the Dope Dragons MC=~
'05 Blue&Silver Hayabusa
have you tried Primmum? Jevco?
~=Big Daddy of the Dope Dragons MC=~
'05 Blue&Silver Hayabusa
no its actually not....but they want me to pay 2500 in 6 months which is 416 a month....i asked if possible to pay it in 12 months...and said no....but i might have it wrong...cuz they said will be 482 or so a month from april to september....:-s
i asked for basic coverage....i donno exactly how insurance work....i dont really care what they offer me ..if they give me good price..
an m2 will get your rate down.
your m1 is only good for 3 months max... so go do your m2, get it, and call places back...
do you have a car? if so, throw it under state farm. and you will pay pennies for the bike. state farm rates by engine size.
next time... make these calls before buying...
2008 Triumph Daytona 675 SE
2009 Triumph Street Triple
2007 Yamaha YZF-R6
2004 Yamaha YZ-125
2002 Yamaha TTR-225
2001 Yamaha TTR-125L
if you only put fire + theft on, insurance will not give you the pink liability slip you need to produce if asked. Liability is the expensive part of insurance unfortunately.
don't be a road crayon, wear your gear, the road doesn't care how "cool" you think you look when it's busy cheese grading your skin.
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