State Farm no longer insuring JUST Motorcycle Riders?



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  1. #1

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    State Farm no longer insuring JUST Motorcycle Riders?

    So I sent an email to my ex-State Farm Insurance agent asking for a quote and she said they only offer Bike Insurance for existing Auto policy holders and ONLY high risk rate for Motorbikes???

    Is that really true??
    I always heard they were very good for Motorcycle insurance. Have they really closed themselves up so much??

  2. #2
    jeffjones's Avatar
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    Re: State Farm no longer insuring JUST Motorcycle Riders?

    Quote Originally Posted by TheNewDude View Post
    So I sent an email to my ex-State Farm Insurance agent asking for a quote and she said they only offer Bike Insurance for existing Auto policy holders and ONLY high risk rate for Motorbikes???

    Is that really true??
    I always heard they were very good for Motorcycle insurance. Have they really closed themselves up so much??
    Not to sure about the only motorcycles as last year it was fine when I talked to them.
    If $71/month for a SS is a high risk rate then not sure whats going on there either?
    2001 CBR F4i


    " they say at 100mph water feels like concrete ,so you can imagine what concrete feels like " - Nicky Hayden

  3. #3

    Re: State Farm no longer insuring JUST Motorcycle Riders?

    i just got insurance from them last week, all they asked was I have atleast 5 years experience on my drivers licenses. Thats the g + g2 + g1 => 5.

  4. #4
    nfq's Avatar
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    Re: State Farm no longer insuring JUST Motorcycle Riders?

    My agent writes only so many 'bike only' policies per year and once he hits that number, he just sends you to another agent that can handle the business.

    Been with statefarm for years, got my renewal not too long ago, just the bike. Seems to be business as usual. Call another rep and see what they say.
    It's the Least I Could Do

    This motorcycle is simply too goddamn fast to ride at speed in any kind of normal road traffic unless you're ready to go straight down the centerline with your nuts on fire and a silent scream in your throat.

  5. #5
    Freak's Avatar
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    Re: State Farm no longer insuring JUST Motorcycle Riders?

    Quote Originally Posted by js2021 View Post
    i just got insurance from them last week, all they asked was I have atleast 5 years experience on my drivers licenses. Thats the g + g2 + g1 => 5.

    Same Here!

  6. #6
    jeffjones's Avatar
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    Re: State Farm no longer insuring JUST Motorcycle Riders?

    Quote Originally Posted by TheNewDude View Post
    ex-State Farm Insurance agent

    Maybe thats the problem.
    2001 CBR F4i


    " they say at 100mph water feels like concrete ,so you can imagine what concrete feels like " - Nicky Hayden

  7. #7

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    Re: State Farm no longer insuring JUST Motorcycle Riders?

    Yeah, seems like she really doesn't want my business.
    Just confirms my initial decision to leave them lol.

    Any one recommend an agent in Mississauga area?

    Thanks for all the input guys!

  8. #8
    DollyMix's Avatar
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    Re: State Farm no longer insuring JUST Motorcycle Riders?

    Sounds kind of like what my insurance agent did to me..She said she would only insure me if I either multi-lined it with auto or life...so I told her I would look elsewhere. Then not much later she emailed me back and said she was given the go to make an "exception" and let me just get bike insurance

    This is what she wrote from my email:


    At this point due to the fact that we can only write another four policies this month for bike and agent needs to multi line I would say I'd be told to ask you to go elsewhere if you didn't want both, I'm afraid.

  9. #9

    Re: State Farm no longer insuring JUST Motorcycle Riders?

    I recently got bike only insurance with State Farm agent Seamus Kelly (advertises on this forum) and they were a pleasure to deal with.

    Good luck

  10. #10

    Re: State Farm no longer insuring JUST Motorcycle Riders?

    I got Moto only insurance through Jessica at Tracey Pether's State Farm Agency . She's downtown at Adelaide and Jarvis.

    It was quick and straight forward. There was a soft sell on life insurance but there was no problem declining it.

    '08 NINJA 250r
    | Since 2011

  11. #11

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    Re: State Farm no longer insuring JUST Motorcycle Riders?

    Quote Originally Posted by DollyMix View Post
    Sounds kind of like what my insurance agent did to me..She said she would only insure me if I either multi-lined it with auto or life...so I told her I would look elsewhere. Then not much later she emailed me back and said she was given the go to make an "exception" and let me just get bike insurance

    This is what she wrote from my email:


    At this point due to the fact that we can only write another four policies this month for bike and agent needs to multi line I would say I'd be told to ask you to go elsewhere if you didn't want both, I'm afraid.
    Yeah that's bull crap!
    The quickest way to lose my business is to force me into buying something...
    But I guess this agent really didn't want my business. So it's going elsewhere! I will give the other people a try. Thanks SPEED and NINJI for the contact info.

  12. #12

    Re: State Farm no longer insuring JUST Motorcycle Riders?

    Quote Originally Posted by DollyMix View Post
    Sounds kind of like what my insurance agent did to me..She said she would only insure me if I either multi-lined it with auto or life...so I told her I would look elsewhere. Then not much later she emailed me back and said she was given the go to make an "exception" and let me just get bike insurance

    This is what she wrote from my email:


    At this point due to the fact that we can only write another four policies this month for bike and agent needs to multi line I would say I'd be told to ask you to go elsewhere if you didn't want both, I'm afraid.
    Please feel free to forward emails of that sort to the competition bureau.
    This post does not provide any legal advice and readers should consult with their own lawyer for legal advice.

  13. #13

    Re: State Farm no longer insuring JUST Motorcycle Riders?

    State Farm is losing money like crazy and they have been for several years. It was only a matter of time until they stopped writing motorcycles.

  14. #14
    DollyMix's Avatar
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    Re: State Farm no longer insuring JUST Motorcycle Riders?

    Quote Originally Posted by OpenGambit View Post
    Please feel free to forward emails of that sort to the competition bureau.
    What is a competition bureau?

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