Where did the $23k come from? Your insurance company?
I was involved in a head-on collison with an SUV (he said I hit him, I said he hit me, fault was not determined at the scene). I was with State Farm.
I had a broken right arm in full arm cast, destroyed left femur. They got me set up with full wage replacement immediately, a cheque for the value of my bike right away, and $1,400/month for someone to feed my cat, look after the house, etc.
All of this WITHOUT a lawyer! Never once did I need one, everything I asked for they took care of, gave me way more money for my bike than I was thinking, etc. They have covered physio at a private clinic, home exercise equipment, wheelchair rentals, etc.
I don't have any advise for your current problem, other than a better insurance company in the future. Make sure when you switch you get FULL wage replacement coverage (extra like $3/mo cost to you).
If your lawyer actually went to COURT against the driver/insurance of the other vehicle and the $23k was the payout, I don't think you have much of a chance to get more because you'd have signed off that the $23k was the "settlement". If the $23k is just what your actual insurance company owed you (lost wages, home care, etc.) then I would call:
Diamond & Diamond Lawyers
At Lawrence Square
700 Lawrence Avenue West, Suite 400
Toronto, ON M6A 3B4
Phone: 800-567-HURT (4878 )
If you've got a good case I don't think they'll have a problem working with no money up front for a percentage of the payout.
$23k for two people seriously hurt? What a joke, like you said, doesn't even cover the bills. Add an extra 0 on the end of that and it'd be where I would expect it to be.
-Jamie M.
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