Another guy trying to beat the system.
You have to be honest with your insurance company. Tell them you're the primary rider, which I assume you will be, and see what your premiums are.
It probably won't matter who owns the bike, it's based on who rides it.
Now, if your intention is to tell your insurance company that your Dad bought it and is the primary rider (I assume he has a motorcycle license) well good luck to you, don't complain when your insurance company denies your claim for a Misrepresentation.
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