hi guys, first a little background.
im 28 now, got my m1 then m2 through the gearing up program 6 years ago... yes 6...so it expired. why did it expire?
well at age 22 i thought that i could just get a bike, get insurance and ride. sure in theroy you can, but beware of the money hungry insurance companies. the highest quote i ever got was $1000/month and had to pay in full for the year...
so after a few weeks of getting slightly better quotes i gave up and my m2 faded away.
UNTILL NOW!
yesterday i got my M1, this week im back at humber for gearing up!
i know ive taken it once and i could probably pass the ministry test but i get a $500 tax deductable course to go with my test... and i need some deductions! also, i havent been on a bike since the last course, and im no superhero...so i want some help getting back on 2 wheels.

so im looking at a 2007 and a 2008 Harley sportster 883.
insurance quotes i got are about $550/ year with Wawanesa my car insurance company because i have a flawless record. infact they said they dont care about the cc once it hits 700 as long as its not a supersport, turbo or other performance bike (we will see how the V rod goes over once i get comfortable to buy one in a few years) it will only go up based on what i pay for the bike and what the new MSRP is. thats it. so its hard to compare with that, but ive also been with them for a few years, and my broker said they dont give motorcycle insurance to anyone new.

next was state farm looking at 140-160/month. they have the 2nd loswet quote and will insure me with my M1.

so i have 58 days till i can get my m2 back. course booked for next weekend.
decision is do i get the state farm andpay the 2grand for the year then switch to wawanesa for next season?
Do i just wait it out the $1500 in savings 2 months then insure and ride?

what happens if i start with state farm then switch to wawanesa after just say 3 months? is that possible? does it ruin my insurance record?

im still looking around, anyone else know of a place that will give a mature 28 year old on a harley 883 a cheap rate that i can use for the full year?
i have a truck that i dont drive if that will qualify me for multiline discount to put that on storage, or renters insurance? what does that get me?

i think im going to call riders plus and primmium and see how they do.

has anyone called CAA?
i think i can get a discount with Johnson INC for college alumni, and maybe a few other companies. im going to check to see if we get anything for CSSA and CFI
one of them is through my work but ive been saying im going to quit for the last couple years.....every day...

ANY THOUGHTS?i would like to get the price around 100/month without haveing to move my main car over... if i have to move a car thats just on storage over thats fine.