Unless your conviction is a serious one (such as Careless, Drunk Driving, etc.) then insurance companies are quite forgiving of convictions. If you have a single minor conviction, few companies will surcharge you. If you have more than one minor conviction, the surcharge is only about 10% per conviction. If you have 3+ minor convictions, then you are more likely to be a menace on the roads and the commensurate increase in your insurance rates is completely justified. Convictions are completely within your control.
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