Originally Posted by
VifferFun
I would be very surprised if any company would deny your claim because of an undisclosed fender eliminator (or even a slip-on exhaust for that matter). I wouldn't expect to receive a settlement for the upgrade values, but I'm pretty sure that you would at least be compensated for the stock value of the bike. The mods that insurance companies particularly don't like are ones that alter the performance and/or compromise safety (eg. Turbo, Supercharger, Engine Swap, etc.)
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