Here's the story,

I got a speeding ticket almost a few years back, about the time I moved out west. I never fought it and simply forgot all about it. While I was out west, I was convicted by default, and then my Ontario licence (if i still had it) was suspended due to the unpaid fine. When I moved back to Ontario, upon swapping my BC licence back over, they reminded me of what happened. I paid the fine, paid the re-instatement fee, and all was well again. Apparently, the conviction was entered about 2 months after the ticket date. The date I paid the fine was roughly 3 years after the offence date.

A I understand it, an insurance company will count the ticket from the date of conviction. But my question is, do they use the actually date that they would have entered the conviction, or the date that I paid the fine?

I hope that makes sense.