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I know it's better to take the course, etc. but they are all booked till May and I have a friend who can teach me to ride, so all I need is to get insurance w/o safety course and it should be reasonable priced. Would really appreciate if someone can hook me up with any company/broker who would likely provide me with a reasonable quote. I'm 30 (but less then 5 years in North America, so no state farm) and have only M1 insuring 2009 Kawasaki ninja 650R. Thanks for any input.
2001 CBR F4i
" they say at 100mph water feels like concrete ,so you can imagine what concrete feels like " - Nicky Hayden
Courses don't discount the insurance quotes. They won't even ask you if you have a certif. or not...
2009 Ninja 250r (June, 2011 - present)
Your over 25, so checkout ridersplus insurance, they will give you discount for taking course. In fact they won't insure you without it.
Bike: 1994 Kawasaki Ninja 250
Cage: 2002 Supercharged SVT Focus
Many companies actually require that you take the course before they will even insure you (especially if you are under some specific age like 25 or 30). If you are over 30 then you have a better chance of finding an insurer who doesn't require the course.
I'm an Actuarial Analyst for a Major Canadian Insurance Company. I analyse claims patterns to determine overall rate changes, as well as relative premium differences by various risk characteristics (eg. age, experience, claims, convictions, usage, etc.)
Unless it's private, please post insurance-related questions in the forum rather than sending me a PM.
Current: 2001 Suzuki GSXR1000 (4th Season)
Previous: 1996 Honda VFR750F (4 Seasons)
Previous: 1998 Kawasaki Ninja EX250 (3 Seasons)
It seems that jevco doesn't care if i completed safety course or not, they gave me a quote of $1700 a year, not too bad, right?
I'm 40 and just insured a 2008 DR650. My 12mth premium was $472; you think $1700 is "not too bad"? Why are you in such a hurry to get on your bike. Having a friend teach you to ride isn't the same as going to a course. Why don't you just wait till you can get on one. Have you tried the various riding schools?
Central America, South America & Africa on DR650's - BLOG
2005 CBR 600RR - sold
2007 F650GS - sold
2008 DR650
Its the OP's age, and kind of bike. Its a big bike for a new rider and he is only 30. I changed my quote for my 250 as if I was only 30/yo and it jumped from 480 to 980. Then I switched it to ninja 650R, and it jumped to 1650. Switched my age up again and my quote for the 650R dropped to 860. That is zero motorcycle experience + course.
So yeah 1700 isn't THAT bad,considering the kind of bike and age of rider and experience.
Bike: 1994 Kawasaki Ninja 250
Cage: 2002 Supercharged SVT Focus
My insurance gave me a refund after I had taken the course... ymmv.
As a long time rider returning from a hiatus (children/minivan) I was surprised to re-learn slow-speed maneuvering. The Instructors were great, gave great feedback and were great at managing the disparate skill levels of the class, giving some of us advanced work to practice while helping others not to hurt each other....
I have my M. I never took a safety course. Would it pay for itself over the years if I took the course now?
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