Insurance w/o safety courses



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  1. #1
    jeffjones's Avatar
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    Re: Insurance w/o safety courses

    Quote Originally Posted by DEA View Post
    I know it's better to take the course, etc. but they are all booked till May and I have a friend who can teach me to ride, so all I need is to get insurance w/o safety course and it should be reasonable priced. Would really appreciate if someone can hook me up with any company/broker who would likely provide me with a reasonable quote. I'm 30 (but less then 5 years in North America, so no state farm) and have only M1 insuring 2009 Kawasaki ninja 650R. Thanks for any input.
    With only an M1 and no safety course and not beoing eligible for SF, I'm not sure exactly where to go but be in for a fairly high premium.
    2001 CBR F4i


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  2. #2
    whetaus-tr's Avatar
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    Re: Insurance w/o safety courses

    Courses don't discount the insurance quotes. They won't even ask you if you have a certif. or not...
    2009 Ninja 250r (June, 2011 - present)

  3. #3

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    Re: Insurance w/o safety courses

    Quote Originally Posted by whetaus-tr View Post
    Courses don't discount the insurance quotes. They won't even ask you if you have a certif. or not...
    Really? I can only speak for TD MM, but safety course certificate, which they required me to fax to them, made a huge difference when I got it.

  4. #4
    jeffjones's Avatar
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    Re: Insurance w/o safety courses

    Quote Originally Posted by whetaus-tr View Post
    Courses don't discount the insurance quotes. They won't even ask you if you have a certif. or not...
    I know SF doesn't care but I have done other quotes that it made a big difference with.
    2001 CBR F4i


    " they say at 100mph water feels like concrete ,so you can imagine what concrete feels like " - Nicky Hayden

  5. #5
    bikermahn's Avatar
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    Re: Insurance w/o safety courses

    Your over 25, so checkout ridersplus insurance, they will give you discount for taking course. In fact they won't insure you without it.
    Bike: 1994 Kawasaki Ninja 250
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  6. #6

    Re: Insurance w/o safety courses

    Quote Originally Posted by bikermahn View Post
    Your over 25, so checkout ridersplus insurance, they will give you discount for taking course. In fact they won't insure you without it.
    I know, the difference is like $1K per year ...

  7. #7
    VifferFun's Avatar
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    Re: Insurance w/o safety courses

    Many companies actually require that you take the course before they will even insure you (especially if you are under some specific age like 25 or 30). If you are over 30 then you have a better chance of finding an insurer who doesn't require the course.
    I'm an Actuarial Analyst for a Major Canadian Insurance Company. I analyse claims patterns to determine overall rate changes, as well as relative premium differences by various risk characteristics (eg. age, experience, claims, convictions, usage, etc.)

    Unless it's private, please post insurance-related questions in the forum rather than sending me a PM.

    Current: 2001 Suzuki GSXR1000 (4th Season)
    Previous: 1996 Honda VFR750F (4 Seasons)
    Previous: 1998 Kawasaki Ninja EX250 (3 Seasons)

  8. #8
    bikermahn's Avatar
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    Re: Insurance w/o safety courses

    Quote Originally Posted by DEA View Post
    I know, the difference is like $1K per year ...
    So why not take the course?
    Bike: 1994 Kawasaki Ninja 250
    Cage: 2002 Supercharged SVT Focus

  9. #9
    deuce's Avatar
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    Re: Insurance w/o safety courses

    Quote Originally Posted by bikermahn View Post
    So why not take the course?
    I think what the OP means is he needs insurance sooner than there are M2X courses available...
    Maybe if you can prove to the insurance company you've booked one...?
    Last edited by deuce; 03-29-2012 at 03:48 PM.

  10. #10

    Re: Insurance w/o safety courses

    Quote Originally Posted by bikermahn View Post
    So why not take the course?
    I would take the course, but unfortunately they are booked till later April/May

  11. #11

    Re: Insurance w/o safety courses

    Quote Originally Posted by whetaus-tr View Post
    Courses don't discount the insurance quotes. They won't even ask you if you have a certif. or not...
    Do you know any company other then SF (can't get quote from them as i said) who doesn't care about safety courses?

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