But your insurer may just be catching on now that this is a higher-value bike (or perhaps more costly to repair). I'm not trying to justify the increase, but rather attempt to understand it.Originally Posted by Shaman
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But your insurer may just be catching on now that this is a higher-value bike (or perhaps more costly to repair). I'm not trying to justify the increase, but rather attempt to understand it.
I'm an Actuarial Analyst for a Major Canadian Insurance Company. I analyse claims patterns to determine overall rate changes, as well as relative premium differences by various risk characteristics (eg. age, experience, claims, convictions, usage, etc.)
Unless it's private, please post insurance-related questions in the forum rather than sending me a PM.
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