What do you think of this quote from Statefarm

**joonuge** · 03-22-2012, 06:25 PM

Im turning 21 in july, have my full G and M2 since 2010, I have a 2011 250 ninja right now and paying $1965 a year. (liability only) Got a quote from Statefarm for a 2006 Yamaha r6 liability only $3516 a year. Doesnt sound tooooo bad considering my age and the bike right?? What are others in my age range paying for similar 600's and what company?

Thanks!

**iFly55** · 03-22-2012, 07:05 PM

i got a similar quote from SF for a GSX-R 600; i was advised if i brought my car over, there would be about a 40% discount

and ofc bringing over: home/boat/life would reduce it even further

and living on a farm up north helps as well

________

to ride these bikes you're going to be screwed till your 25

when you turn 22-24 don't expect the SF rates to drop whatsoever

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if your eligible for TD Meloche Monnex, their group rates might be competitive

**03gixxer** · 03-22-2012, 07:10 PM

Im looking at 292.00 a month (3504 a year) on a 2003 gsxr600 with statefarm. same age as you but i only had my m2 since last year.
I got a better deal from john duffy for $3100 a year with $250 000 liability but they wanted the payment in full which i couldn't do.

**joonuge** · 03-22-2012, 08:27 PM

got a quote from TD as well $11,000 LOL

**Poser** · 03-22-2012, 09:00 PM

try adding home and life insurance to your bike quote and see if it makes a difference.

when i lived in scarb, i paid $150 for my car, when i moved to newmarket it became $100.

my age is way above yours, at 35.....a 600 SS is $65-70, 1000 SS is $100.

i have home, car, life and bike with them.

**joonuge** · 03-22-2012, 10:12 PM

Originally Posted by Poser

try adding home and life insurance to your bike quote and see if it makes a difference.

when i lived in scarb, i paid $150 for my car, when i moved to newmarket it became $100.

my age is way above yours, at 35.....a 600 SS is $65-70, 1000 SS is $100.

i have home, car, life and bike with them.

The agent told me only way to get this lowered was to bring my car over, however i dont have one registered in my name sooo...... i also asked about switching my business insurance over and that way i can write off both policies as an expense!

**ViperZ** · 03-22-2012, 10:38 PM

Wow, and I am complaining about paying 1200-ish a year...

**MR_ActionTime** · 03-27-2012, 10:39 PM

in my oopinion, no such thing as a "minor speeding ticket" when it comes to insrance. as soon as they see a speeding ticket, thats the perfect excuse they were loooking for to charge more.

at least thats my experience with insurance.

- Sent from my Android using Tapatalk -

**joonuge** · 03-27-2012, 10:43 PM

Originally Posted by MR_ActionTime

in my oopinion, no such thing as a "minor speeding ticket" when it comes to insrance. as soon as they see a speeding ticket, thats the perfect excuse they were loooking for to charge more.

at least thats my experience with insurance.

- Sent from my Android using Tapatalk -

but most insurance companies wont count your first or second ticket

**VifferFun** · 03-28-2012, 09:40 AM

Originally Posted by MR_ActionTime

in my oopinion, no such thing as a "minor speeding ticket" when it comes to insrance. as soon as they see a speeding ticket, thats the perfect excuse they were loooking for to charge more.

at least thats my experience with insurance.

- Sent from my Android using Tapatalk -

There is a difference between minor and major convictions. If you get a minor conviction, your rate will generally increase 0% to 10%. If you get a major conviction, you will REALLY notice is (25% to 50% increase).