"The biggest risk in life is.. not taking one."
What about all the people that died sitting in their living room?
Truth is.. 80% of accidents are rider error, or some ridiculously high number. Riding beyond their skill level, coming in too hot on a turn, not riding defensively, etc. There's many people that are well in their 60's and they're safe.
I've had some close calls, but I'm a dare devil by nature, so riding for me was something I've wanted since I was a kid. If you're SCARED to ride, then I wouldn't recommended it because that fear will bite you in the ***. I ride because I enjoy it, I'm not scared of the bike or the road or other drivers.
I've seen some riders on the road that are so unbalanced and wobbly that it's scary. Then I've seen others that demand such huge presence on the road that cars notice them and give them their space. How you ride, depends on your skill and confidence.
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