correct me if I'm wrong but can't you get the failure to show insurance if you come up to whatever division the cop was in and show ins?
i remember hearing back when that if you "forgot" or (or actually forgot) your license (and/or) insurance, and your ticketed, you can show proof the next day and the charges will be dropped. feel free to correct me as this is from word of mouth, and i don't know how reliable my input is.
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