Failure to show proof of insurance

**Gryph** · 03-09-2012, 09:31 AM

Hey guys a girl in my class just got a ticket for failure to show proof of insurance (she was in another friends borrowed car). In any case I've read that if she meets with the prosecutor and shows a letter from the insurance company saying the car had valid insurance on that day they might toss it.

The other thing is that on the ticket both her last name and her license number are incorrect... I know they don't toss tickets on these little errors anymore, but will this even land on her record?

I told her to just choose the fight option, and then book a meeting with the prosecutor (another factor is that the reason the proof wasn't in the car is that the owner's father is recently deceased and it was emailed to him apparently, not sure if prosecutors care about this kind of thing).

Thoughts on the best course of action?

Thanks,

**GayManLoveIsOK** · 03-09-2012, 09:45 AM

the owner's father had the insurance slip for a car emailed to him...so what happened to the physical copy then?

**Gryph** · 03-09-2012, 10:33 AM

For all I know it's at her house in Virginia too, she goes to school here in Guelph... just relaying the story I was given. She had all the physical copies from the last like 5 years in the car, just not the latest one (no excuse I know).

**woobie** · 03-09-2012, 10:41 AM

Show up with the current paperwork and if possible a statement from the Ins company saying the car is and was insured on that date. That I would hope would be enough to get the charges tossed out.

If not she'll just end up with the the lesser charge of not having the slip present vs not having insurance which is much worse.

**Rob MacLennan** · 03-09-2012, 11:31 AM

You've got it right; make first attendance and show proof of insurance (original, not copy) and hope that the prosecutor declines to go forwards with it. No conviction = nothing on her record. It's not a guaranteed outcome, though, because she did in fact fail to provide proof of insurance when it was requested, at the roadside.

**Lyndsay** · 03-09-2012, 03:11 PM

What's funny to me is that they wouldn't accept old slips at roadside, yet earlier this week when I went in and renewed all my plates I didn't have a current Insurance slip with me. They just asked if the policy number on the old one was correct and I said yes. They used that and all was fine. I guess some people know how to use discretion, and some don't.

**OpenGambit** · 03-09-2012, 06:48 PM

Originally Posted by Rob MacLennan

You've got it right; make first attendance and show proof of insurance (original, not copy) and hope that the prosecutor declines to go forwards with it. No conviction = nothing on her record. It's not a guaranteed outcome, though, because she did in fact fail to provide proof of insurance when it was requested, at the roadside.

This is the answer.

Your explaination seems fairly reasonable.