Plastic bag in your boots will help with this. Sock bag and sock will keep your feet warm and dry.
Medical gloves under your riding gloves keep your hands dry and adds a layer of warmth.
Beenies, I have one, granted its not as safe as a full face but with a good neck gaiter and glasses I have no problem riding in nasty conditions with it on and infact have found myself warmer as I cannot stop the cold air from getting into a full face.
And agreed 100% when I learned I had beautiful weather. Then my first rain ride and I just about went down and was nervous as heck.
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