Does insurance care about this ticket? "No valid permit"



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Thread: Does insurance care about this ticket? "No valid permit"

  1. #1

    Does insurance care about this ticket? "No valid permit"

    Just got a ticket, and wondering if it's okay to pay it.

    Contrary to HTA sec 7(1)(a) - "Drive motor vehicle, no currently validated permit." Ticket for missing the little validation sticker on the back of the vehicle registration. This is technically a moving violation, but it's kinda small potatoes. Note that this is NOT failure to surrender. Are there any insurance companies that treat this as a minor conviction, or is it universally ignored?
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  2. #2

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    Re: Does insurance care about this ticket? "No valid permit"

    I didn't realize in your other post that you were talking only of the sticker on the permit itself. So was the validation current, ie; sticker was on the plate and in effect?

    Quote Originally Posted by TwistedKestrel View Post
    Just got a ticket, and wondering if it's okay to pay it.

    Contrary to HTA sec 7(1)(a) - "Drive motor vehicle, no currently validated permit." Ticket for missing the little validation sticker on the back of the vehicle registration. This is technically a moving violation, but it's kinda small potatoes. Note that this is NOT failure to surrender. Are there any insurance companies that treat this as a minor conviction, or is it universally ignored?

  3. #3
    Red_Liner740's Avatar
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    Re: Does insurance care about this ticket? "No valid permit"

    you're SOL buddy, that is considered a minor violation.
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    Re: Does insurance care about this ticket? "No valid permit"

    I'm not really sure, but thanks for reminding me that I need to renew my plates soon
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    Re: Does insurance care about this ticket? "No valid permit"

    I'm curious about this as I have just switched valid plates from a vehicle I sold to a new one and don't have the sticker on my new ownership.

    I was told (by the Service Ontario employee) that in case I get pulled over, I can just present the number on the plate portion of the ownership (the number is the same as on the sticker).

    I guess that would only work up to my birthday?

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    When I did my insurance I was asked for speeding and seat belt tickets only, I am not sure how that is looked at. I would love to know though.
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    Re: Does insurance care about this ticket? "No valid permit"

    As far as I know, insurance companies don't care about non-moving violation tickets like license plate location, burnt light bulb or no fenders. So missing the sticker on your ownership shouldn't affect your insurance.
    Last edited by Splash; 11-10-2011 at 09:23 AM. Reason: spelling
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    Re: Does insurance care about this ticket? "No valid permit"

    I've had 5 of these on a car that needed a hot e-test and was hard to get one due to government crack-downs.
    These tickets do not apply to your license.

    Pay it off and don't worry.
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  9. #9

    Re: Does insurance care about this ticket? "No valid permit"

    From what I can tell so far, it seems at least possible that some insurance companies would consider it. Fighting it seems pretty low effort (might get dropped in first attendance by showing the prosecutor my now validated ownership) so I'm going to do it anyway. Would rather keep my clean abstract if possible, who knows how much worse insurance is going to get in the next five years. :P
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    jeero's Avatar
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    Re: Does insurance care about this ticket? "No valid permit"

    Quote Originally Posted by TwistedKestrel View Post
    From what I can tell so far, it seems at least possible that some insurance companies would consider it. Fighting it seems pretty low effort (might get dropped in first attendance by showing the prosecutor my now validated ownership) so I'm going to do it anyway. Would rather keep my clean abstract if possible, who knows how much worse insurance is going to get in the next five years. :P
    This is much like a parking ticket, it doesn't show up on your driving record.
    I've literally had 5 of these, and I didn't fight any of them. I just paid them off and none of them showed up on my abstract.

    I'm not saying don't fight it. By all means go ahead and if you've already renewed your plates then it should be a piece of cake and you save yourself 125$.
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  11. #11

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    It WILL show up on your abstract, just like any other ticket, mover or not.
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  12. #12

    Re: Does insurance care about this ticket? "No valid permit"

    Quote Originally Posted by coyo View Post
    It WILL show up on your abstract, just like any other ticket, mover or not.
    Proof?
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  13. #13
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    Re: Does insurance care about this ticket? "No valid permit"

    Quote Originally Posted by Red_Liner740 View Post
    you're SOL buddy, that is considered a minor violation.
    wrong

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    Re: Does insurance care about this ticket? "No valid permit"

    ANY conviction under the HTA, the CAIA and a couple others (I think mainly commercial stuff) will show up. If you need proof, ask someone who's gotten convicted to get a print out of their abstract... or go do something in front of a cop that'll get his attention and then point out your lack of a sticker!

  15. #15
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    Re: Does insurance care about this ticket? "No valid permit"

    Quote Originally Posted by coyo View Post
    It WILL show up on your abstract, just like any other ticket, mover or not.
    yes... the fine is $110, not $125 also

  16. #16
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    Re: Does insurance care about this ticket? "No valid permit"

    Quote Originally Posted by VifferFun View Post
    I'm not really sure, but thanks for reminding me that I need to renew my plates soon
    And you reminded me... going to the service ontario website now haha

    And Ive had a bunch of these. Never made a difference on my insurance or anything.
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  17. #17

    Re: Does insurance care about this ticket? "No valid permit"

    Well, folks, whether or not it shows up is now a moot point for me as the prosecutor dropped it this morning. I refused to believe it was that easy, but when she saw I had gotten a new permit & stickers a few days after the ticket, she was completely satisfied with that.

    However, I had vacation days to burn. For many, including myself as I would rather not waste the court's time, if I could know with 100% certainty that nobody on the planet would care about such a conviction paying the $40 or so may be preferrable.
    1996 Kawasaki ZX11D - "When I'm on the road, I'm indestructible. No one can stop me ... but they try."

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