+1. I actually SAVE money by having the bike. My truck has 7" of lift plus 33" tires (that set up cost me the price of a bike). I live in butt F nowhere so I'm always driving long distances to go anywhere. I typically do 2 trips per week of 1.5 hours one way... In the truck the round trip is about 50-60, on the bike it's like 18 bucks. Over a month, that saves me my insurance cost... Maintenance is almost nothing since I do my own work, tires are an every-other year thing, at 40,000 it just has it's first chain and sprocket replacement. And, since I race MX I'm always outside tinkering and fix things before they become an expensive issue.
There is a better tool set. I got this one here:
http://www.canadiantire.ca/AST/browse/6/Tools/Sockets/SocketSets/PRDOVR~0589242P/Mastercraft+419-piece+Socket+%26+Tool+Set.jsp?locale=en
it goes on sale about twice a year (should be coming up soon actually) for about $300 or so... You will not need another tool set ever, it has almost everything I've needed... I have had to buy 2 over-sized sockets (a 32 and 27mm) for truck stuff and the rear axle/front sprocket nut on the bike.
Other tools I've bought are a chain breaker, a chain riveter, a cheap princess auto inch/lb torque wrench, a composite mallet (always need to have a hammer around) and that's just about all you'll need for years of cheap, self service... I have deffinately made money on all of these purchases.
When I have an organized shop to work in, I love wrenching on my toys.
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