Depending on your age, hand holding would be considered pedophilia.
Considering I was in the samse situation as you two years ago, as soon as you get your M1 book your riding course ASAP. Pass it, get your M2 and wait a year for your insurance premium to go down.
If you can't wait, do the same as what I said above except the waiting part. I cannot help you with the choice of scooters as I am not knowledgable of those. If looking for a sporty bike, go with a CBR125R.
And regarding State Farm, 5 years from when you received your G1 is when they will insure you.
Btw, how old are you?
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