19 got m2 need a estimate on what my quotes would be like

**sXee** · 05-31-2010, 03:05 PM

Nah, I have everything with state farm, life insurance, car insurance x4, house insurance, you name it. G2M2 with no accidents or speeding. I live in Mississauga and go through -------------.
They also never mentioned anything about holding a licenses for 5 years. I just bought my R6 and called them up and signed me onto the insurance with no hassle at all.

**spaceboy** · 05-31-2010, 03:21 PM

Originally Posted by sXee

Nah, I have everything with state farm, life insurance, car insurance x4, house insurance, you name it. G2M2 with no accidents or speeding. I live in Mississauga and go through Barbara Young.
They also never mentioned anything about holding a licenses for 5 years. I just bought my R6 and called them up and signed me onto the insurance with no hassle at all.

17 with a house? I call BS.

**sXee** · 05-31-2010, 03:21 PM

not my house... my parents

**spaceboy** · 05-31-2010, 03:22 PM

Originally Posted by sXee

not my house... my parents

So the bike is under one of your parents?

**sXee** · 05-31-2010, 03:24 PM

No under mine, Ill take pictures hang on

**spaceboy** · 05-31-2010, 03:25 PM

Originally Posted by sXee

No under mine, Ill take pictures hang on

I am confuse. How did you pull that off?

**peggu** · 05-31-2010, 03:34 PM

maybe they gave him a good deal because his parents insure quite a bit with SF. but from what i hear SF usually doesn't insure unless you have had your G class license for at least 5 years

**sXee** · 05-31-2010, 03:40 PM

Okay pictures of my Ownership on my R6
Proof of insurance
and my student ID to prove I`m 17

Plan A with State farm, if you guys still don`t believe me, Ill add pictures of the insurance agreement with the payments. I don`t have it with me right now, my mom carries that around.

**jotapeh** · 05-31-2010, 03:41 PM

I believe you can be insured on your parents home with a 'renters policy' as if you were renting from them at $0 a month.

I've got a similar combo going, albeit far fewer things: Renter's, Auto, Life & Motorcycle - it does make a significant impact.

sXee, as you're a minor (technically) I would be very careful about giving out so much info on the internet, even if you have blocked out specific codes, etc...

**spaceboy** · 05-31-2010, 03:42 PM

Originally Posted by sXee

Okay pictures of my Ownership on my R6
Proof of insurance
and my student ID to prove I`m 17

Plan A with State farm, if you guys still don`t believe me, Ill add pictures of the insurance agreement with the payments. I don`t have it with me right now, my mom carries that around.

That's fine, photos were overkill. I just dont understand how you managed to get around the whole 5 year thing.

Regardless, congrats. Good rate for such a quick bike.

**sXee** · 05-31-2010, 03:44 PM

Yeah, now that you can see, ill just remove them.

**kellen** · 05-31-2010, 04:19 PM

Originally Posted by sXee

Im 17 with a 2010 R6 stock, paying 177 a month. Full coverage with state farm. Everything under my name.

I was quoted 450 a month before my course and M2.

you are confused

**kellen** · 05-31-2010, 04:20 PM

or you will get the call many others not eligible for state farm will get soon telling you "oops, sorry we messed up, we can't cover you"

**sXee** · 05-31-2010, 05:33 PM

Okay.... When that happens ill tell you

**VifferFun** · 05-31-2010, 08:44 PM

State Farm's eligibility criteria are very clear -- they can refuse to write anyone who has not held their G1/G2 for five full years. With that being said, underwriting can make exceptions at their discretion, particularly if the client has a multitude of other products with the same insurer.

I didn't see the photos, but something does seem fishy. At the very best, the OP should not have received a rate better than a 21yo on a comparable bike.

State Farm isn't doing the OP any favours by allowing a 17yo with no road experience, let alone bike experience, hopping on the saddle of an R6.

Krauser · 05-31-2010, 10:41 PM

Originally Posted by VifferFun

State Farm isn't doing the OP any favours by allowing a 17yo with no road experience, let alone bike experience, hopping on the saddle of an R6.

Yeah and that's exactly why I cannot afford supersport (insurance) for another 2 years thanks to people like that. No experience, R6, 17 -- that is a recipe for death or a serious accident. Should have just got an R1, quicken the inevitable.

**Berreta** · 06-06-2010, 03:39 PM

I don't want to make a whole new thread, so can someone estimate a quote for a 19 year old with an M1 and a clean record for a 1999-2003 Sv 650 naked? Please and thanks.

**spaceboy** · 06-06-2010, 03:53 PM

Originally Posted by Berreta

I don't want to make a whole new thread, so can someone estimate a quote for a 19 year old with an M1 and a clean record for a 1999-2003 Sv 650 naked? Please and thanks.

We have someone who is really good at that.

http://www.gtamotorcycle.com/vbforum...ad.php?t=56019

**VifferFun** · 06-07-2010, 12:18 PM

Originally Posted by Berreta

I don't want to make a whole new thread, so can someone estimate a quote for a 19 year old with an M1 and a clean record for a 1999-2003 Sv 650 naked? Please and thanks.

Call a broker/agent . . . they don't bite. Use this to help you find some good company matches:

http://www.gtamotorcycle.com/vbforum...d.php?t=111466