Good article, but I have to disagree with one thing. When I was getting insurance quotes, no insurance company I checked cared about the motorcycle safety course. It made no difference to the rates. The only thing that did was years of experience.

Is that a reason not to take the course? No. In fact, it's excellent preparation for the exit test, and even seasoned riders can take something away from it.

Expect to bite the bullet for the first year.