I've heard this rumour as well, but it hasn't been verified. Someone thought that State Farm required 6 years if you have claims and/or convictions on your record, and only 5 years otherwise (although I haven't seen this confirmed):
http://www.gtamotorcycle.com/vbforum...=1#post1429580
If someone could confirm/deny this with a State Farm agent, I wouldn't mind knowing the answer.
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