READ BEFORE POSTING: Which Insurance Company will give me the best rate???

[barrebeast]

im 30
had my G for roughly the same length of time
clean record
M2 is brand new
looking to insure a yamaha xt250 dual sport

how long do i have to hold my m2 before i can look to pay similar rates?

i've been getting online quotes all morning and only one place comes close, still a few hundred more than i'd like to pay

After calling around I went with State Farm. Signed the paperwork today.

29 year old Male.
G license 9 years
M2 October 2011
Clean record
09 Ninja 250r

$59/month | 2 million liability | Collision - Declined | Comprehensive - $1000 deductible

Collision was $4 extra per month with a $1000 dedcutible. I debated taking it but figured that making an insurance claim and paying 1000 bucks would be more expensive in the long run because of rate increases. I assume I can always add it. Would you guys put collision on a $3000 bike with a $1000 deductible?

[VifferFun]

Skip the online quotes -- they really aren't accurate for motorcycles (except for maybe the TD website). Since you're 30 and presumably have had a G2/G for some time, State Farm will likely give you a really good rate in the first year or two. With that bike and your age, you should be able to get a quote from pretty much any company.

im 30
had my G for roughly the same length of time
clean record
M2 is brand new
looking to insure a yamaha xt250 dual sport

how long do i have to hold my m2 before i can look to pay similar rates?

i've been getting online quotes all morning and only one place comes close, still a few hundred more than i'd like to pay

[barrebeast]

you're right.. i tried openroad online got a quote for 694 , called them with my referal number and they quoted me 1300 over the phone.


i dont have a house or car, can anyone in downtown toronto tell me what agent will take me on?

[VifferFun]

you're right.. i tried openroad online got a quote for 694 , called them with my referal number and they quoted me 1300 over the phone.


i dont have a house or car, can anyone in downtown toronto tell me what agent will take me on?

I just tried a quote on that website, and it was giving me a Jevco quote on my GSX-R1000 for under $2000/yr. This is definitely wrong, because Jevco won't even insure SS bikes, and especially not at such a low rate. I would only be somewhat confident in an online quote if it were the insurance company's own website (such as TD) and not a brokerage (such as Openroad).