The main reason for using a torque wrench on wheel lug nuts is due to the brake rotors. Improperly torqued lug nuts will cause a brake vibration. Back in the olden days, brake rotors were a part of the hub, all cast in one piece. They were not very sensitive to improper torque. The current design is very sensitive to it.
As for the original question, I use a torque wrench for just about anthing that has a gasket (I do not use one for drain plugs), any internal engine/trans bolts or any of the torque to yield bolts. If you are new to this, use one until you feel comfortable not using it.
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