Dirt Bike Insurance. huh?

[nobbie48]

The government needs to step in here because this rediculous. I'm sick of getting ripped off by these damn insurance companies. They are ruining the sport!!!

Some friends of my wife had a get together at their farm. A bunch of the kids were taking turns with a snowmobile and one of the kids got hit by the machine and will never be right again.

Who picks up the tab? It could have just as easily been a bike.

I'm not sure how nit picky the laws are ie the kid on the machine didn't own the farm. I'm not sure if the machine was insured but I wouldn't want to be legally involved in any way.

What are the chances?

[WarpTiger]

I pay roughly $70 per year through State Farm for a 225.

looks like dirt bikes are cheaper to insure than scooters that cant even keep up with traffic.

[VifferFun]

TD has excellent rates for snowmobiles, so they might (or might not) have good dirt bike rates as well.

[Xhumeka]

looks like dirt bikes are cheaper to insure than scooters that cant even keep up with traffic.

There you have it - riding a two wheeled vehicle in traffic that is too slow to keep up with traffic flow is a dangerous activity, likely MORE dangerous than riding a dirt bike in a forest if you ask me. That justifies the lower rate in my opinion...

[WarpTiger]

There you have it - riding a two wheeled vehicle in traffic that is too slow to keep up with traffic flow is a dangerous activity, likely MORE dangerous than riding a dirt bike in a forest if you ask me. That justifies the lower rate in my opinion...

I'm all about flying in under the radar. if a dirt bike is cheaper to insure on the road than a sport tourer than that would make a great way to pay less insurance.