Racing and Trackday Insurance

[murf]

Most health insurance companies, (most I say) will still cover you for track days in the states. As long as it is not competitive, you don't get paid for it, not professional, not amateur, not sanctioned by a race organizer, they class it as a recreational activity and as such will fully cover you. But you need to check with your individual insurer.
DO NOT read the fine print of your coverage....CALL the company personally. They make the manuals so difficult to interpret, the exclusions may be somewhere you least expect.
Otherwise, Kneedragger has an option.

Except the insurance company employees are not in the know either.......the fine print is what stands in court. To be completely sure ask your lawyer and or get something in writing saying you are covered......maybe an email would suffice?