I don't know how it'll affect it but I would fight it no matter what. At least request a trial so you can delay it.
www.ticketcombat.com
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I was wondering if im 24 and get a ticket for speeding (minor infraction) and i dont fight the ticket how will this affect my rates for the following year. Specifically in regard to the discount i get for turning 25 and for turning 25 with a clean record?
I had a similar question in the legal forum and they referred me here.
Thanks
I don't know how it'll affect it but I would fight it no matter what. At least request a trial so you can delay it.
www.ticketcombat.com
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It won't change the fact that you will turn 25yo and your rates will decrease significantly due to your rate re-classification. In general, with the exception of State Farm, a minor conviction adds about 0% to 10% to the premium that an otherwise conviction-free person of the same age, gender, marital status, location, etc. would be paying.
I'm an Actuarial Analyst for a Major Canadian Insurance Company. I analyse claims patterns to determine overall rate changes, as well as relative premium differences by various risk characteristics (eg. age, experience, claims, convictions, usage, etc.)
Unless it's private, please post insurance-related questions in the forum rather than sending me a PM.
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