Re: After an Accident: Understanding the Claims Process
Claims process... lmao. My bike was stolen 2 years ago, made a claim with State Farm. Recieven registered mail within 4 days of the claim cancelling my policy. Insurance is a cashgrabbing joke. Record profits?? Such a joke.
Re: After an Accident: Understanding the Claims Process
Quote:
Originally Posted by
NewfieBoy
Claims process... lmao. My bike was stolen 2 years ago, made a claim with State Farm. Recieven registered mail within 4 days of the claim cancelling my policy. Insurance is a cashgrabbing joke. Record profits?? Such a joke.
Numerous people on this board have had they're claims paid by the same company. Why were they cancelling the policy?
Re: After an Accident: Understanding the Claims Process
Quote:
Originally Posted by
NewfieBoy
Claims process... lmao. My bike was stolen 2 years ago, made a claim with State Farm. Recieven registered mail within 4 days of the claim cancelling my policy. Insurance is a cashgrabbing joke. Record profits?? Such a joke.
Look up State Farm's "record-breaking profits" from last year.
Re: After an Accident: Understanding the Claims Process
Quote:
Originally Posted by
CruisnGrrl
Having being just hit some things that were in my tank bag were damaged, namely my camera and phone. I wasn't at fault, I'd like to know if these things are covered.
Your contents are covered to the degree you're not at fault.
So, if for example you are 25% not at fault and the actual cash value of your camera is $100, you will be paid $25 for the camera.
You are also covered for the loss of use of the contents.
Lets say your golf clubs were damaged in an accident. You were 50% not at fault. You were playing golf that day and had to rent clubs at a cost of $100. You can be reimbursed $50 for the rental clubs.
Re: After an Accident: Understanding the Claims Process
Quote:
Originally Posted by
Leathal
Regarding the complaint section there is another place you can call and file a complaint, if they feel it's valid they will put you in contact with the obnesman who deals the insurance company, and he will put forth your complaint with clout.
Do you have the contact information for the Ombudsperson??
Re: After an Accident: Understanding the Claims Process
Quote:
Originally Posted by
VifferFun
Nicer PDF version. HERE
Google view for those that don't want to load browser plugin. HERE