Jevco - How much does insurance go up after accident?

I recently wrote off my motorcycle in a single vehicle incident where I went for a slide. Jevco is covering the write off and I will be getting a write-off value soon. Police officers attended, and I was not charged though I am still at fault.

How much is the typical amount (% increase?) that I can expect my premium to raise as a result of this? I expect it to go up, but just curious what to expect. This is my first at-fault claim ever. I have zero points on my record with one minor ticket from last year.

Insurance renewal is around August of this year. Any insight is appreciated.

Cheers!

anyone?

I read the sticky and it doesn't give any more info than at fault accidents are classified as 'large' factors in premium determination? Any ideas on percentage increases?

No damage to yourself Shane?

The percentage increase can depend on many factors. Your broker should be able to give you an idea -- ask them how much your premium would increase if you were to obtain a renewal today.

Thanks - I'll get in touch with my broker.

Boooya - Hey bud, no damage to me - just enough plastics damage to write the bike off instead of fix it. So now I'm looking for a new bike - probably a 2011 VStrom650 if I can find one. I have the cash, but the dealerships don't have any bikes I'm interested in, so I'm just waiting....

Good man glad you didnt get hurt.

Typically it's 33% for cars...I dunno about bikes.

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Originally Posted by 油井緋色

Typically it's 33% for cars...I dunno about bikes.

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There is no "typical" in the event of an at-fault collision -- it varies by the experience of the individual and the rating structure of the company.

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Originally Posted by VifferFun

There is no "typical" in the event of an at-fault collision -- it varies by the experience of the individual and the rating structure of the company.

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Really?

How come everyone I know, including myself, that got into an alt fault accident saw a 33% increase? Companies include StateFarm, Coop, and TD.

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Originally Posted by 油井緋色

Really?

How come everyone I know, including myself, that got into an alt fault accident saw a 33% increase? Companies include StateFarm, Coop, and TD.

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Pure chance, perhaps? Rates by driving record as well as accident surcharges can vary quite a bit from company to company. Even within a company, an at-fault claim doesn't affect a 20yo with 3 years of experience the same as a 40yo with 6 years of experience. Also, an at-fault wouldn't affect a person with full coverage the same as someone with just liability and fire/theft. etc.

At-fault collisions are not as simple as minor convictions where you usually get the first for free, and then a 10% surcharge for each conviction after that.