TD MM and mods

[Moderators please delete the thread, it was just a miscommunication with the agent I talked to]

I recently got an okay quote from MM and the agent said insurance rules for motorcycles are strict and the bike must be stock. The bike I am looking into buying ('08 ninja 250r) has a fender eliminator, slip on exhaust, tinted windscreen, and thats it. He said no mods in a way that they wont even bother insuring me if it has even a sticker on it... Did I get a stupid agent? Should I call again to see if someone else will handle it differently? Will they deny claims if I am ever in a serious accident?

[Moderators please delete the thread, it was just a miscommunication with the agent I talked to]