Knocked over GS500 @ Bay/Bloor
It is absolutely frustrating coming out of a movie theater to find your bike banged up, missing a mirror and your front brake lever snapped in two. Thank you Driver A-Hole that knocked my bike over and did not have the decency to leave a note for your carelessness and lack of attention. However I want to thank the kind gentleman that was decent enough to pick up my ride and leave a note with a phone number offering the best description of the vehicle and plate # that was responsible for the accident. Well with that said, anyone know of a place within the GTA area that can help me out acquiring some GS500 fairings for a decent price?
Crappy deal for me but I sincerely hope no one else goes through this type of BS. Safe riding everyone.
Re: Knocked over GS500 @ Bay/Bloor
whats wrong with insurance?
Re: Knocked over GS500 @ Bay/Bloor
Man that sucks. I hate leaving my bike parked on streets or near busy traffic. Whenever possible i park in malls or stores with large lots in a spot that is away from other vehicles. You should try Ontario Salvage on Kingston Road for the fairings, they have tons and tons of fairings there strung from the roof and walls.
Re: Knocked over GS500 @ Bay/Bloor
gstwin forums, ebay, list of all local junk yards is in the dealers section.
Re: Knocked over GS500 @ Bay/Bloor
Quote:
Originally Posted by
OpenGambit
whats wrong with insurance?
Sometimes repairing it yourself is cheaper than paying the deductible and one less claim on file even if its not at-fault.
Re: Knocked over GS500 @ Bay/Bloor
OP, I feel for you. But at least you got the plate & stuff. It could've been worse...you could've had someone knock over your bike, then given you a fake note (probably so the witnesses think that he/she was owning up to it) http://i12.photobucket.com/albums/a2...3MDgtMDA1O.jpg
"Tapped" was a very meager way of describing the damage. If you need a painter/plastic welder, I can vouch for the guy who repaired my bike. Matched the paint & you can't even tell that it got scratched up & cracked :D
Quote:
Originally Posted by
Sushii
Sometimes repairing it yourself is cheaper than paying the deductible and one less claim on file even if its not at-fault.
That's the obvious answer. But OpenGambit seems like a pretty smart guy...so I doubt that was the answer he was looking for.
Re: Knocked over GS500 @ Bay/Bloor
York U students need to stop responding to my posts.
If the other party can be identified, you don't pay the deductable. Not to mention this isn't an "not at fault" accident. its a comprehensive claim, same as getting your bike stolen.
People that don't claim for things when they should make me lol. You don't even make the insurance company **** you over, you do it yourself.
Re: Knocked over GS500 @ Bay/Bloor
Bike was knocked 3 times laat season
...no note
Downtown it happens a lot
Re: Knocked over GS500 @ Bay/Bloor
QUOTE=OpenGambit;1788268]whats wrong with insurance?[/QUOTE]
in ontario...everything...
Quote:
Originally Posted by
OpenGambit
York U students need to stop responding to my posts.
If the other party can be identified, you don't pay the deductable. Not to mention this isn't an "not at fault" accident. its a comprehensive claim, same as getting your bike stolen.
People that don't claim for things when they should make me lol. You don't even make the insurance company **** you over, you do it yourself.
any sort of claim goes against you. even if its vandalism, theft etc, insurance companies see that and they dont forget it for 5 years.
you may not have jacked rates for a claim like this if you stay with your current insurance company, but if you try switching they generally count it against you.
Re: Knocked over GS500 @ Bay/Bloor
Quote:
Originally Posted by
OpenGambit
York U students need to stop responding to my posts.
If the other party can be identified, you don't pay the deductable. Not to mention this isn't an "not at fault" accident. its a comprehensive claim, same as getting your bike stolen.
People that don't claim for things when they should make me lol. You don't even make the insurance company **** you over, you do it yourself.
Yes in an ideal situation you wont have to pay the deductible but what are the chances of that? A claim is a claim, it will show up on your file regardless.
Why would i make a claim if my bike was knocked over (assuming you dont find out who, which is most cases) and the repair cost is a few hundred bucks? You are ******* yourself over even more by making a claim.
Re: Knocked over GS500 @ Bay/Bloor
Quote:
Originally Posted by
EaZ8
in ontario...everything...
any sort of claim goes against you. even if its vandalism, theft etc, insurance companies see that and they dont forget it for 5 years.
you may not have jacked rates for a claim like this if you stay with your current insurance company, but if you try switching they generally count it against you.
Good on you, you paid for insurance and you don't use it. why do you even buy comprehensive then?
i claim all legitimate damage to all my vehicles. My insurance rate for a 848 streetfigher is 875 bucks a year.
keep screwing yourself over.
Re: Knocked over GS500 @ Bay/Bloor
Quote:
Originally Posted by
OpenGambit
Good on you, you paid for insurance and you don't use it. why do you even buy comprehensive then?
i claim all legitimate damage to all my vehicles. My insurance rate for a 848 streetfigher is 875 bucks a year.
keep screwing yourself over.
i pay $527/year full coverage on a 07 harley, first year with bike insurance...still have m1 because my old m2 expired, no claims in over 5 years on a car, no at fault claims ever.
Re: Knocked over GS500 @ Bay/Bloor
Quote:
Originally Posted by
EaZ8
i pay $527/year full coverage on a 07 harley, first year with bike insurance...still have m1 because my old m2 expired, no claims in over 5 years on a car, no at fault claims ever.
because those are comparable bikes for insurance purposes. :rolleyes:
Re: Knocked over GS500 @ Bay/Bloor
Quote:
Originally Posted by
OpenGambit
because those are comparable bikes for insurance purposes. :rolleyes:
lol well i dont own a duke...im not gonna say i got quotes on one because i didnt.
but my insurance company goes by CC not bike class as long as its not turbo.
Re: Knocked over GS500 @ Bay/Bloor
Quote:
Originally Posted by
EaZ8
lol well i dont own a duke...im not gonna say i got quotes on one because i didnt.
but my insurance company goes by CC not bike class as long as its not turbo.
:lmao:
Re: Knocked over GS500 @ Bay/Bloor
Quote:
Originally Posted by
OpenGambit
he has a plate number.. why would I assume he can't find the other party when someone identified them for him.
I want a refund for your education.
I couldn't care less if you claimed it or not, but the fact that you try to justify it with nonsense is straight up ridiculous.
Not to mention you keep it off his insurance too, which is just complete stupidity.
Just because he has a plate number doens't mean thats the right person...
Justify it with nonsense? What nonsense? You telling someone to claim it with the insurance company is nonsense.
Would telling the insurance company to fix it for $10 + a $500 deductible justify a premium increase of $300 per year for 6 years? <<<<<<<<< Not exact figures... but a rough estimate, but im sure you were smart enough to notice that.
Re: Knocked over GS500 @ Bay/Bloor
Quote:
Originally Posted by
jay-d
:lmao:
Whats so funny about that statement? Statefarm goes by CC rather than classes...
Re: Knocked over GS500 @ Bay/Bloor
that sucks, man... maybe you should look into making the bike naked? all you'd need is a headlight, bracket and mirrors. If you'd like a hand, or pics of what it would look like after, then shoot me a PM. sounds like you're in my area anyway
Re: Knocked over GS500 @ Bay/Bloor
Quote:
Originally Posted by
Sushii
Whats so funny about that statement? Statefarm goes by CC rather than classes...
Really? So you're telling me that insuring a 1199 Ducati Panigale and a 1200cc cruiser will be the same price at State Farm? :rolleyes: